Thanks Julien. I think stages of life play a part. I know what it’s like to be in that phase when you feel you are just grafting non-stop and getting nowhere. But all the time you are laying a foundation without realising. All those golas you listed you could start building towards today. $5 a day automated into a deposit savings fund, 15 mins a day thinking or writing or reading about starting your own business / going freelance. As for the values thing — just pick two. I picked Honesty and Positivity. Any decision I struggle with, I hold it up against the mirror of those two — what’s the most honest and positive action? And I would happily do that brainstorm with you if you like. Good luck…