Yes, I've done this maths too. And like you, I thought I would try it for a year. My daily rate is bad too. We can't do this just for the money, it doesn't make sense. But, I enjoy it, I find it therapeautic, I've met some brilliant people (including you!) and there's always that carrot that if you keep going things will keep improving. But, you're right, it doesn't really make sense does it? I totally respect your decision